The insurance that provides benefits to employees who are injured or become ill while on the job is referred to as workers compensation or workers comp. It is mandatory for employers to provide this coverage to their employees. In 2019, there were 2.8 million non-fatal workplace injuries and illnesses reported by the National Safety Council, emphasizing the significance of workers comp.
If an employee sustains an injury while working, workers comp can aid in covering medical expenses, lost wages, and rehabilitation costs. It is crucial to note that workers comp is a no-fault system, implying that employees can receive benefits regardless of who is responsible for the injury or illness.
Navigating through the intricate and daunting workers comp system can be challenging. Therefore, it is imperative to have an experienced and knowledgeable workers compensation attorney by your side. Our team of experts can assist in ensuring that you obtain the benefits you are entitled to and help you through the legal process.
What Types of Benefits Does Workers Comp Provide?
It is crucial for employees to be aware of the various benefits they are entitled to under workers' compensation. This program offers medical treatment, disability compensation, and vocational rehabilitation. Medical coverage includes expenses related to hospitalization, doctor visits, medication, and other medical bills related to the job-related injury or illness. Disability benefits offer financial support if the employee is temporarily or permanently unable to work due to their injury or illness. Vocational rehabilitation assists in returning to work or finding a new job if the previous job cannot be performed due to the injury or illness.
The National Safety Council reports that a worker is injured every seven seconds, and work-related injuries result in the loss of approximately 104 million production days annually. These figures underscore the significance of familiarizing oneself with the workers' compensation entitlements. Our team of experts can guide you through the process and ensure that you obtain the benefits that you are entitled to. Do not hesitate to contact us for further information.
Who Is Eligible for Workers Comp Benefits?
If you have suffered an injury while performing job-related duties, you might be curious about your eligibility for workers' compensation benefits. Generally, employees, whether full-time, part-time, temporary, or seasonal, who experience an injury or illness at work can avail of workers' compensation benefits. Nonetheless, some exemptions exist. For instance, workers who are independent contractors, volunteers, or engaged in agricultural work may not be covered by workers' compensation insurance. Moreover, injuries resulting from drug or alcohol use or self-inflicted harm are often not covered. It is crucial to note that workers' compensation laws may vary by state, thus consulting a qualified workers' compensation lawyer is always advisable to determine eligibility and benefit options. Our team of experts is available to guide you through the process and ensure that you receive the compensation you rightfully deserve.