The workers' compensation system is designed to assist workers who have suffered from injuries or illnesses related to their work. The benefits provided by this system include medical bills, lost wages, and rehabilitation expenses. According to the National Safety Council, the annual cost of workplace injuries and illnesses is over $161 billion for the U.S. economy.
Employers are obligated to have workers' compensation insurance which covers employees who are injured while on the job. However, the process of navigating the intricacies of workers' compensation can be confusing and overwhelming for both employees and employers.
Our team of professionals is specialized in workers' compensation law and can provide supportive guidance through every step of the process. We understand the significance of ensuring that affected employees obtain the benefits they are entitled to while safeguarding the interests of employers. Our firm is dedicated to delivering empathetic and efficient legal representation to all of our clients.
What Is Covered Under Workers' Comp?
We recognize that comprehending the intricacies of the workers' compensation system can be overwhelming and complicated. This is why we are available to assist you in comprehending the coverage provided by workers' comp.
In general, workers' comp covers injuries or illnesses that take place while on the job. This includes physical injuries like fractures, as well as illnesses resulting from exposure to dangerous chemicals or repetitive stress injuries.
It is essential to note that workers' comp benefits can also consist of medical treatment, rehabilitation services, and wage replacement if the injury inhibits the employee from returning to work.
The National Safety Council reports that every 7 seconds, a worker is harmed while on the job. That is a total of 510 injuries per hour and 4,200 injuries per day. It is crucial for workers to know their rights and obtain legal help if they have been injured on the job.
Our team of experts is available to support and guide you through the process, ensuring that you receive the compensation you are entitled to. Please do not hesitate to contact us for assistance.
What Is Not Covered Under Workers' Comp?
It is crucial to have a clear understanding of what is covered by workers' compensation. Many workers believe that any injury or illness related to work is included, but this is not always the case. For example, if you were under the influence of drugs or alcohol at the time of your injury, your claim could be rejected. Similarly, if your injury resulted from engaging in horseplay or violating company policies, your claim may also be denied.
Another misconception is that workers' compensation covers all medical expenses related to your injury or illness. Although it covers most medical expenses, there may be limitations on the amount and types of treatments that are covered. Furthermore, workers' compensation may not cover lost wages if you are able to work in a different capacity or if your injury is deemed to be your own fault.
At our law firm, we have a thorough understanding of the intricacies of workers' compensation and can assist you in receiving the benefits that you are entitled to. Our team of experts will work with you to navigate the complex system and fight for your rights as an employee. Contact us today to learn more about how we can assist you.